Travelling to New Zealand! Here’s a plan

Experience Middle-earth without creating a dent in tour savings!

A movie buff will remember the beautiful place that was shown in the Lord of the Rings Trilogy. What they called Middle-Earth, we call it New Zealand.

Untouched pristine beauty is what you will be surrounded by if you ever head to New Zealand. This is one of the few places where you can truly experience the meaning of the word “wilderness” in the true sense. Mammoth national parks, dynamic Māori culture, and world-class surfing and skiing, New Zealand can be mellow or action-packed.

Cascading waterfalls, deep fjords, hot water springs, steaming geysers, untamed wilds, clear beaches and dazzling glaciers; it’s just the beginning of its beautiful story. The country is full of so many wonders that it’s hard to decide what to see and what to miss. New Zealand is an adventure lover’s dream come true. With interesting options from hikes, trekking trails, forest camping, skydiving, mountain biking, cycling, skiing, snowboarding, paddle boarding and other water sports, golfing, fishing, sailing, boating and bungee jumping, you are in for an exciting treat.

No matter what kind of holiday you are looking for, one thing is for sure it will be epic!

Now, most people are very hesitant when it comes to planning a holiday to New Zealand. Going to New Zealand can be cost-intensive affair unless you are sitting on a pot of gold. Not just that, the place is also known to be expensive when it comes to accommodation.

Travelling internally can also be expensive unless you intend to take a horse or walk all the way like the Hobbits from Lord of the Rings. Then there is the visa cost, insurance, and other sundry expenses that you will face while in New Zealand.

All this simply translates to money. That pot of gold we were talking about would come handy right now. However, sometimes you don’t need gold; but a travel loan would suffice.

Travel loans are unsecured personal loans for travel needs. Which means you do not need a collateral or a guarantor. You can avail a personal loan for travel to New Zealand for business as well as personal purposes.

Travel loans would be a great way to finance your dream vacations to New Zealand, without having to dig into your savings. This holiday loan would help you plan and execute your holiday now, and then like every other loan, you would have to repay the same later.

How can your travel loan help and will it let you explore the best places? The answer is yes. While we list down the places to explore in New Zealand, we will also tell you how a travel loan can help:


Auckland is one of the most charming cities in New Zealand. This lovely city never ceases to surprise you with what it has to offer. A famous attraction in Auckland is the Sky Tower. You can do everything from dining, photography, bungee jumping to skydiving from this architectural marvel.

Auckland’s Waitemata Harbour offers a grand experience of yachting. You can take the helm to help steer the course or just enjoy the dreamy experience that yachting offers.

Jet skiing, kayaking, and zip lining at Waiheke Island is another adventurous experience that you simply cannot miss. Since these adventures will cost you a good amount of money, your travel loan can help you make it happen. For something not so cost-intensive, the beaches of Oneroa, Palm Beach and Onetangi offer stunning sunset views. Walk through the white sands with your loved one and watch the evening turn into the night.


The charming capital city of New Zealand is also known as its arts and culture hub. With a great number of sights to discover, you will find something here that you will truly cherish.

Catch a stunning glimpse of the city on the antique cable car ride to Kelburn Lookout. From there you can head to the Botanic Gardens to explore its undying charm. Learn about the history of the charming country and its rich Maori culture at the Museum of New Zealand. Marvel at Wellington’s most iconic building, The Beehive, which is the site of New Zealand’s parliament. Your entry fee to the museum and the Botanic Garden can be covered by the travel loan.

Wellington has a host of options for the adventure lovers. Explore the exciting nature trails at Matiu Island, trek to the top of Mount Victoria, walk down the stunning Wellington Waterfront or indulge in some thrilling water sports. Wellington has everything you can think of.


Christ church is an incredibly beautiful city in the South Island of New Zealand, known for its incredible art and great natural beauty.

The city has some excellent sights. A short drive away is the coastal suburb of Sumner known for its stunning beaches and excellent water sports options. Christchurch has a plethora of options for every traveller. You can rent your own car while in Christchurch and plan a road trip to any of the places in New Zealand. The cost of renting a car and the fuel can be covered in your travel loan.

This is just the basic things that a travel loan can help with. While there is so much more you can do and see in New Zealand, you wouldn’t have to worry about taking an impromptu trip to any place in New Zealand.

Since all this sounds really good, you must be wondering how difficult it would be to apply and avail a travel loan. Travel loans are very extremely easy to avail. Start with your eligibility. Your travel loan eligibility is similar to personal loan eligibility. Basic KY documents, a steady source of income and a CIBIL Score are the only requirements.

Next comes, travel loan interest rates. Again, since it is similar to personal loan interest rates, your travel loan interest will depend on your financial institution. For e.g an institution like Tata Capital, personal loan interest rates start at 11.49%. Now, the tenure or the length of your travel loan depends on how much you can repay per month.

Once you know these factors, you need to calculate your travel loan EMI. Financial institutions like Tata Capital have a personal loan EMI calculator which you can use to calculate your travel loan EMI as well.

Be it a solo trip or a family trip to New Zealand, you will need to calculate every possible cost before applying for a travel loan. Believe us when we say this, it will be worth every penny!

Things to know when selling commercial property

Things to know when selling commercial property

There are a few Steps that help us or we can say guide us in Selling Commercial Property.

  • All the heads of the terms and conditions are agreed between the parties and the agents. This heads of the terms and conditions set out the main point of the transaction process when it comes to the selling of any commercial property. The usually stated fact is the “subject to contract” and not any legally binding. In this case, they are referred to for the process of legal drafting and that should have an accurate output. Then comes the time to consider the price of the commercial property that is sold, including any types of VAT if there. Along with the extent of the land to be sold, any other rights that are to be retained, timescales, which solicitor us to appoint and in case if any special conditions are there that need to be applied to the sale. We also need to ensure that the property that is being sold has an Energy Performance Certificate, till the property is exempt from having one.
  • Then comes the Solicitors instructed and obtaining of the Title documents. When once all of the Heads of Terms have agreed between us and the buyer, these are sent to the appointed solicitors. Then we need to formally appoint our solicitor to act on our behalf at the time of the selling of the commercial property. Then our solicitor sends all the terms and conditions of business and asks for our identification documents along with any amount of money on account. After this is done we are assuming that the property is registered at the Land Registry. And by that assumption, our solicitor will be able to obtain all the electronic title documents that are needed for the rest of the process. After this comes the time when the Contract drafted and title information are prepared.
  • Then after this comes the diligence of the Buyer. During the process of due diligence, the buyer may ask us various types of additional information about the commercial property to buy. This types of questions generally include topics such as:
    • The business rates information.
    • Whether the property to be bought is VAT elected or not.
    • If the commercial property is subject to any of the occupational leases or not.
    • All the asbestos reports.

All the information that is supplied to the buyer should be accurate as the buyer is entitled to rely on the all that information that the provided or given by us.

  • Once the solicitor is satisfied with the information that is provided from the due diligence, all the terms and conditions of the sale contract will be negotiated and agreed. Along with this, the transfer deed would also be agreed. This transfer deed will be registered and then it will pass the legal title to the buyer.

After this the Redemption figure obtained and the Contracts are exchanged, then after signing and money transfers done which brings the process to an end.

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